65 Roswell Street.Suite 500.Alpharetta GA.30004
  • Steve Beecham
    President, Home Town Mortgage : NMLS #166799

Sign up and download “10 Things Nobody Will Tell You about Buying a Home” via pdf

There’s No Place Like Home.

Home Town Mortgage has served the Alpharetta community since 1996 and is the oldest continually operating mortgage brokerage firm in the north Fulton area.

Which one of these sounds like you?

“Do I qualify?”

Paying rent is not a good long-term strategy. You know that but you’re not sure what price house you can afford or what the monthly payment would be.

Meet Beech!

I can help you figure out what you qualify for and how much money you will need in about three seconds!

But you also need to know how the process works.  How much down payment money will you need?  Can you use gift money or your 401k?  What do you need to know about dealing with a real estate agent vs going it alone with a For Sale by Owner listing?

Contact Beech now.

Then move into your dream home and stop giving somebody else your money. The next Super Bowl Party is at your house!

“I Own my Own Business!”

“I make really good money but I have a good accountant. I’m afraid I don’t show enough income to buy the house I want.”  Sound familiar?

Beech can help!

Lots of my customers are self-employed like you. I own several businesses myself and even guest lecture on entrepreneurship at local colleges, so I feel your pain. The first thing we need to do is look at your tax returns (all pages). I can usually find a way, or at least build a plan, to get you in that house. We even have loans that qualify you from your bank statements.

Email Beech right now!  Let me know when you can drop that return by or send it over using a secured link.

Don’t stay in that old house when you can get a new house that would be perfect for the next office party!

“I’m a Rock Star (but I’m cheap)!”

Are you someone who says, “I just want the best deal?” Great, go on line and find the cheapest thing you can find. The only way those companies can survive is by being the cheapest. But you will probably have 3-5 different people working on your loan and when you need to reach someone, you won’t be able to.  And I hope you close on time because I would hate to see you cancel the moving truck and have to tell your friends it didn’t work out.

Or Call Beech at 770-634-2531!

Steve Beecham is the Owner and President of Home Town Mortgage and has over 20 years of experience in the mortgage business. He has consistently ranked as one of the top mortgage brokers in the state of Georgia and has served as President of the Georgia Mortgage Brokers Association. Steve serves on several non-profit boards in the area and is known as the “mayor of his village”, referring to his art of connecting people, both personally and professionally. He has written a book on networking, Bass-Ackward Business: The Power of Helping Without Hustling, and enjoys traveling around the country speaking to corporate and civic groups on the subject.

June 23, 2017

The Straight Shooter

June 23, 2017 


June is Make-A-Wish month for the Atlanta Unum sales team (where our son Connor works) and they are competing with the local MetLife team (where our friend Tim works) to see which office can raise more money. Together they will make a big impact for a great cause in our local communities.  

Make-A-Wish grants the wishes of children with life-threatening medical conditions to enrich the human experience with hope, strength and joy. There are currently over 700 wishes waiting to be granted in Georgia, and at the average cost of $10,000 per wish, every bit of time and/or money that can be donated will go a long way.

For more information about Make-A-Wish GA and their amazing work, please visit their website and please watch the short video at the link below. 

12 PM TO 3 PM

Contact Marty


As a result of Andy Warhol's fascination with popular culture, the exhibition at the High Museum of Art also chronicles American life in the second half of the twentieth century, from glamour icons Jacqueline Kennedy and Marilyn Monroe to the violent imagery of the Birmingham civil rights protests, political posters of the 1970s, and 1980s ad campaigns.

In total, the works on view offer a bellwether of postwar American life and foreshadow our culture's frenzied obsession with celebrity, fashion, sensationalism, and scandal.

Through September 3rd.

Starting in the $750s

Property Tax Assessments

As you know, there were numerous issues with the 2017 Fulton County Tax Digest, including a high number of increases (22% saw increases in excess of 50%), improper "unfreezing" of properties whose values were frozen through appeal, inconsistent application of the CPI freeze, and a myriad of errors in individual appraisals.
With the commissioners' action on June 21, all Fulton County property owners will receive updated assessment notices once the corrections are completed, and there will be a 45 day period to file appeals after the new notices are received. Appeals filed on the rejected 2017 numbers will be void.  However, some are suggesting that citizens who do feel the proposed 2017 assessment notice was in error, should file an appeal before July 10, "just in case" the Board of Commissioners' June 21 action is set aside.  
Moving forward, the Board of Commissioners has pledged to work with the Georgia General Assembly during the 2018 Legislative Session, along with the cities and school districts in Fulton County, to explore property tax relief measures and improvements to the tax assessment process.

June 23, 2017

30 Yr Fixed - 3.99% (APR 4.5%)

15 Yr Fixed - 3.25% (APR 3.75%)

5/1 ARM - 3.5% (APR 4.0%)

30 Yr JUMBO - 4.375% (APR 4.875%)

Rates may change or not be available at the time of loan commitment or lock-in

Nobody has the scoop like we do!

Home Town definitely gives personal, one-on-one attention. During the mortgage process, I had some issues with paperwork and Steve and Paula went above the call to get it worked out for me and get my loan done. I also got a great rate and was able to close on my new home within the time frame that I needed.

Beth H.