A mortgage company built on relationships.

Serving Alpharetta and North Atlanta families with honest, personalized home‑loan guidance since 1996.

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Our Story

Home Town Mortgage was founded in 1996 by Steve Beecham with one simple goal: give customers more options and better guidance than the traditional mortgage experience allowed.

By going independent, Steve created the freedom to remember what mattered most — understanding each borrower’s situation and finding the loan that truly fit their needs, not a preset box.

Today, that same mindset still guides everything we do.

Our Mission & Vision

We strive to treat every client like family by delivering honest, transparent, and personalized home‑loan solutions rooted in decades of experience in the Alpharetta community.

We aim to be the trusted hometown mortgage partner for families across Georgia and beyond, guiding them to confident decisions with clarity, care, and consistency.

What Makes Home Town Mortgage Different?

We don’t believe a mortgage should feel rushed, confusing, or impersonal.

At Home Town Mortgage, every client works with one dedicated loan professional who stays with them from the first conversation through closing. We take the time to explain options, answer questions, and make sure you always know what comes next.

Because we are a boutique company rooted in the local market, we also work closely with appraisers, title companies, inspectors, and service partners who share our commitment to customer care. That coordination helps reduce surprises, delays, and stress throughout the process.