NMLS #164609
Georgia residential mortgage licensee #11845
Alabama residential mortgage licensee #22926
Alpharetta’s Oldest mortgage Company
Work With Someone That Will Treat You Like Family
35+ Years of Experience
Family Owned & Operated
Serving Alabama & Georgia
Our Services
This family owned operation has over 35 years of experience in the mortgage business. Our number one priority is always getting you the lowest rates with the most convenient terms.
Refinance
Refinancing your current loan doesn’t have to be a hassle. We strive to simplify the process and make it as quick and hassle-free as possible.
Purchase
We’ll guide you through the process of purchasing a new home and assist you in finding the most suitable mortgage solution that aligns with your requirements.
We Are Alpharetta’s Oldest Mortgage Company
Founded in 1996 by Steve Beecham, Home Town Mortgage remains one of the top producing mortgage brokers in the state of Georgia. With a strong focus on customer service, we assign one person to every loan so you get that “family feel” when working with us.
35+
Years of Experience
10+
Loan Specialties
5390
Loans Closed
Free Buyers Guide
10 Things Nobody Will Tell You about Buying a Home
This free guide (one pager) is a quick read that includes all the essential tips and tricks for buying a home. Whether you’re a first time home buyer or seasoned buyer, the information contained inside could help you secure your dream home, get the BEST price, and avoid deceptive advice from the selling agent with only your dollar in mind.
Our Story
Welcome to Home Town Mortgage!
We’re a family-owned business rooted in Alpharetta, GA, and proud to call ourselves the oldest mortgage company in town.
Founded in 1996 by my dad, Steve Beecham, Home Town Mortgage quickly became a top-performing brokerage in Georgia. But like many, we weathered the challenges of the Great Recession, scaling down to focus on what matters most: personalized service.
In 2018, I joined as a Loan Officer at Home Town Mortgage, making this a true family business.
Today, as co-owners, we’ve grown our team while staying true to our mission—helping our neighbors secure the best home financing with care, transparency, and a personal touch.
When you work with Home Town Mortgage, you’re treated like family. We’ll guide you through the loan process, find competitive rates, and serve as your single point of contact from start to finish. Think of us as your 24/7 mortgage partner—always here when you need us!
We’d love to help with your next home purchase or refinance. Welcome to our family!
- Steve & Connor Beecham
Areas Served
Proudly Serving Georgia & Alabama
Interested in working together? Submit an application and we will be in touch shortly! We can't wait to hear from you!
Georgia residential mortgage licensee #11845
Alabama residential mortgage licensee #22926
Meet the HTM Team
Steve Beecham
NMLS #166799
GA Residential Mortgage Licensee #26146
Steve Beecham, President of Home Town Mortgage and Home Town Marketing in Alpharetta, Georgia, started in retail, then recycling, before entering mortgage. After five years, he opened his brokerage. Steve is also past President of the Georgia Mortgage Brokers Association.
Over 25 years in mortgage, Steve interviewed hundreds of top salespeople and identified common success elements. Through trial and error, he developed a system of helping without hustling.
Steve has authored four books: Bass-Ackwards Business: Building deeper relationships and painting a better picture for your industry, What’s Your Buzz?: Understanding what people say about you and your business, The Tapes We Play In Our Head, and A Few Big Ideas To Grow Your Business.
Steve is also a speaker and trainer who shares his techniques for helping companies and individuals succeed in business through networking and leveraging their social connections.
He has sat on multiple boards, including: The Ron Clark Academy, North Fulton Community Charities, Meals By Grace, and The Alpharetta Rotary Club.
President
Senior Loan Officer
Connor Beecham
NMLS #1743727
GA Residential Mortgage Licensee #64288
Connor Beecham, a former football player at Samford University, now serves as Co-Owner and Senior Loan Officer at Home Town Mortgage in Alpharetta, GA. He previously worked in employee benefits at Unum, gaining valuable sales experience.
After three years at Unum, Beecham partnered with his father, Steve, to revive the company he founded in 1996. Together, they help friends finance dream homes across Georgia.
Connor got married to his wife Kelley in September 2024 and they reside in Brookhaven. Connor focuses on building client relationships within the local area. Outside of work, he enjoys attending Church riding motorcycles and playing basketball.
Partner
Loan Officer
Samantha Downey
NMLS #1975885
GA Residential Mortgage Licensee #71897
Samantha Downey is a loan officer with Home Town Mortgage, based in Alpharetta GA. After graduating from Georgia Tech in 2014, Samantha worked for a local business consulting firm in Atlanta. She jumped into the world of Real Estate later in 2015 and quickly grew as a top producing Realtor in the Atlanta-metro area, selling over 50 homes a year.
When the pandemic began to shut the world down in 2020, Samantha began to find herself with more down time and decided to pursue an additional career, Loan Originating, and closed over $10MM in volume within her first 6 months. After witnessing the Home Town Mortgage team deliver exceptional service and pricing during a real estate transaction in 2021, she knew she had to join this father-son team and has never looked back.
She is equipped with the knowledge of both an agent and loan officer, and always strives to use that experience to provide a simple approach to the home buying process. Samantha resides in Marietta with her husband (Drew), daughter (Leighton), and two dogs (Wrigley & Fenway). When she’s not working, she loves spending time with her family, working out, attending church, and playing golf with friends.
Loan Officer
Get in the know
Education First Approach
Many people are unaware of the mortgage business’s intricacies, so we feel compelled to educate them about often-overlooked aspects in schools or never discussed by parents.
Free resources on social media
Available 24/7 to answer your questions
Learn the mortgage business inside and out!
Home Town’s Newsletter
“The Home Town Holler"
It’s the best way to keep up with news, events and happenings in north Fulton and the surrounding area. Local folks like it and tell us they read our newsletter more often than the local newspaper. We think you’ll like it too.
It’s the best way to keep up with news, events and happenings in north Fulton and the surrounding area. Local folks like it and tell us they read our newsletter more often than the local newspaper. We think you’ll like it too.
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Address 199 Academy St Alpharetta, GA 30009
NMLS #164609
Georgia residential mortgage licensee #11845
Alabama residential mortgage licensee #22926
Steve Beecham
NMLS #166799
770-634-2531
Connor Beecham
NMLS #174372
678-543-4152
Copyright 2025. Hometown Mortgage. All Rights Reserved.